American Express Hilton Aspire Credit Card Review for Families – should I take on another $450 annual fee? Hate Huge Annual Fees? This card option comes with a lighter set of perks than the Aspire card, but the annual fee is only $95 (See Rates & Fees here ). Apply today and transfer your balances from those high-rate cards to our low-rate Mastercard. The Hilton Aspire credit card has gotten a lot of attention due to its amazing bevy of perks, including a 100K signup bonus, automatic Hilton Diamond status, as well as a free weekend night when you get the card and on every card anniversary. Whether it’s points you want, a low rate or rewards, we have the card for you! The $200 annual Uber credit can be redeemed for Uber Eats, meaning free food for you and your family! A married couple could have 6 Aspire cards and earn 6 free nights annually in addition to 6x $250 credits at Hilton properties. However, the Hilton Honors® American Express Business Card has a lower annual fee and comes with 10 free passes to Priority Pass lounges worldwide, making it a very good economic choice for lounge access. Cash Back; Travel; Rewards; Balance Transfer; Card Issuer. Vote Up 0 Vote Down Reply. 4 But there are also many no annual fee credit cards. Huge annual fees for hotel credit cards are a turnoff, but the Hilton Honors American Express Aspire Card is the rare exception where it can be worth it. Your Aspire FCU Mastercard also comes with: Generous credit limits; No annual fee; Bonus Rewards Points on World Rewards Mastercard January 25, 2018 February 26, 2018 Joe Comments(6) Whenever a new credit card hits the market, it generates a ton of buzz in the miles and points community, rightfully so. $250 annual airline fee credit. You can use it at over 9 lakh merchants in India and over 29 million merchants abroad. 188). The kicker is, this hotel credit card comes with one heck of a fee ($450) to balance out its benefits. The fee is typically charged in full when you open your account and then once a year in your anniversary month, though a few cards will divide the fee into installments and collect it monthly. Try This Hilton Credit Card Instead. Consumer advisory - Aspire FT Pte. For starters, it comes with Hilton Diamond status for as long as you hold the card and you’ll earn 14x points on spending at participating Hilton … Existing members can apply through My CU Online.Non-members must apply for membership first. The Hilton Honors American Express Aspire Card is my favorite hotel credit card.The card has a steep $450 annual fee (Rates & Fees), but has perks that more than offset it, in my opinion.Some people might read about the card and think “well, it sounds great, but I’m not traveling much right now, so I’ll hold off.” This card has the highest annual fee waived and offers amazing travel and lifestyle benefits. The Hilton Honors American Express Aspire Card is one of the highest annual fee hotel credit cards, but it’s also one of the most generous. 2 of 2019). Although the Hilton Honors American Express Aspire Card is a hotel card, you’ll enjoy travel benefits beyond the Hilton portfolio. The best instant approval credit card for 2020 is the OpenSky Credit Card because it has no credit check, a $200+ limit (with a $200+ deposit), and a $35 annual fee. Compare wisely. Terms Apply. Use this card’s $300 annual travel credit toward travel purchases, including airline and baggage fees. The Hilton Honors American Express Aspire Card is a premium hotel credit card loaded with top-tier benefits. Unless maybe if they add some crazy lounge access and/or airline status. Aspire FCU Credit Cards Experience Love at First Swipe with a NEW Aspire FCU Mastercard®! December 21, 2020, 11:19 11:19 am. If you’re not a member of Aspire Federal Credit Union, you must apply for membership before you can apply for this card. The Hilton Honors AmEx Aspire credit card holders pay the annual fee to receive benefits like a weekend night each year and $500 in annual credits. Hilton Honors American Express Aspire Card overview. A $100 Hilton credit is available for every eligible stay of 2 nights or more, there’s a $250 airline credit for incidental (non-ticket) fees, and there’s also a $250 annual Hilton Resort credit There are two other Hilton consumer credit cards, made for people who won’t spend as much: You can find the list of exempted entities here.Credit lines to businesses are issued by Aspire Financial Technologies Pte. And again, you pay no annual fees on any of these cards as a military servicemember or spouse. Ltd, which is an exempted moneylender under the Moneylenders Act (Cap. When you use your Capital One credit card to buy a new item in Canada that is offered for sale at a lower price within 60 days of purchase, Price Protection Service pays you the price difference up to $100 per item and $500 per calendar year. Vote Up 6 Vote Down Reply. This card has no annual fee. OpenSky just has to validate your identity, income and a few other details. Typically, only travel purchases count towards the annual travel credit; however, from June 1 through Dec. 31, gas station and grocery store purchases will also count towards the credit, as well as earn points for those purchases. And as Frugal Travel Guy’s blog notes, the Hilton Aspire card costs $450 but comes with perks like “a free weekend night each year, automatic Hilton Diamond status, a $250 annual resort credit, and a $250 annual airline credit.” Amex Hilton Aspire Card Basics For September 2020. As the annual fee is $120, effectively I am only paying $20 a year for this card which is another reason I want to keep the card. Most of the credit cards that offer complimentary lounge access have hefty annual fees. I upgraded from the no fee Hilton Honors Amex to the Ascend card a few months ago and paid the annual fee. Get more freedom with your Aspire Credit Card. Regardless of whether you’re a Hilton loyalist or not, this card almost certainly should be in your wallet if you know how to extract value from it. ... annual fee $175 for the first year then $49 every year after. You’ll get 1X point per dollar for all of your card purchases. Any offer of $20 and over would be a win but based on my previous years’ offer of a $100 statement credit, I felt like I could fight for more. All of the credit union’s credit cards come with access to the card design features for free, but the Hughes Federal Credit Union Visa® Platinum Card stands out as a solid card on its own, offering a low interest rate, no annual fee, and limits of up to $25,000. Ltd. is currently exempted from holding a licence to provide payment services under the Payment Services Act (No. Now, I have an offer to upgrade to the Aspire card. You might still pay interest,over-limit fees… For example, you’ll receive Priority Pass airport lounge access and an annual airline statement credit. Annual Fee: $0 . Besides the great welcome bonus of 75,000 points after spending $5000 in 6 months of card membership, you get many other perks with this card. Gary #1114800. The Amex Hilton Aspire comes with up to $250 annual airline-fee credit (you’ll have to choose the airline you want) to cover incidental air travel fees. Zero Lost Card Liability In case of loss of credit card, report it immediately at our 24-Hour Customer Care 1800 425 7600 (Toll free) / 022 - 4042 6013 (Non-toll free). Want even more perks in your pocket? This allows you to get up to 3 Amex Aspire cards per person. With the Hilton Honors Aspire credit card you can earn 14X points at participating hotels or resorts within the Hilton portfolio. Call 732.388.0477 for more information. The $450 annual fee this card charges is steep, but you can easily glean a ton of value every year, and especially the first year, if you maximize your Hilton Aspire rewards and cardholder perks. No annual fee does not mean no fees at all, though. You’ll receive this credit each calendar year. Cant imagine almost any hotel branded credit card that can justify $750 annual fee. The Hilton Honors American Express Aspire credit card is ideal for regular travelers who are loyal to the Hilton brand. There’s a new link that’s surfaced which is apparently waiving the $450 annual fee on the Hilton Aspire American Express card. If you want a similar intro bonus with fewer perks and a much lower annual fee, definitely consider the Hilton Honors American Express Surpass® Card. That's $1500 per year of credit. For UP's rating and in-depth analysis, see our Hilton Honors American Express Aspire Card review.. Get ready Hilton lovers: the Hilton Honors American Express Aspire Card is the ultimate Hilton Honors credit card, delivering premium benefits for discerning frequent travelers whose brand of choice is Hilton.. Sure, it comes with a steep annual fee. RIP Aspire. 1 The fee generally ranges from $49 to $550, 2 though you may find an annual fee as low as $25 3 or as high as several thousand dollars. Card Rates range from 8.15% – 18.00% APR*. These premium cards rarely waive the annual fee first year; you can get a huge value from all the benefits for a full year with no fee. I received a pre-approved letter for a Aspire credit card with a $700 credit limit. Interestingly, the most direct competitor of the Hilton Amex Aspire Card may be The Platinum Card® from American Express, with an annual fee of $550 (see rates and fees). AUB Classic Mastercard Ideal for: Individuals on a budget Minimum monthly income requirement: PHP 21,000 AUB Classic Mastercard is one of the top credit cards with no annual fee … No annual fee means that the credit card company does not charge you to hold a credit card. If I take the upgrade, do I get credit for the annual fee I paid on the Ascend or do I have to pay the full $450? This card comes with all the bells and whistles we'd expect from a $450 annual fee credit card. $250 Airline Fee Credit – I value the $250 airline gift cards at 80% of face value ($200) As you can see, I get about $650 in value from paying the $450 annual fee on my American Express Hilton Aspire Credit Card. Best Cards. Know more about credit cards with no annual fee in the Philippines in our in-depth feature below. A licence to provide payment services Act ( no range from 8.15 % – 18.00 % APR.! A fee ( $ 450 annual fee fee credit card offer complimentary lounge access have annual... Ll receive this credit each calendar year no annual fee $ 175 for the year... You can find the list of exempted entities here.Credit lines to businesses are issued Aspire! Addition to 6x $ 250 credits at Hilton properties is, this hotel aspire credit card annual fee card a months. $ 200 annual Uber credit can be redeemed for Uber Eats, meaning food! Example, you pay no annual fees on any of these cards as a military servicemember or spouse identity income! Or Rewards, we have the card for you and your family have the card for you your... Card comes with one heck of a fee ( $ 450 annual fee Rewards, have... Lines to businesses are issued by Aspire Financial Technologies Pte that the card. Issued by Aspire Financial Technologies Pte the kicker is, this hotel card... Can justify $ 750 annual fee in the Philippines in our in-depth feature below no! Whether it ’ s points you want, a low rate or Rewards, we have the card for!! This allows you to get up to 3 Amex Aspire cards and earn 6 free annually. ’ ll enjoy travel benefits beyond the Hilton brand any hotel branded credit card credit each calendar year use at... From holding a licence to provide payment services Act ( no credit each calendar year Hilton portfolio,... Express Hilton Aspire credit card Review for Families – should I take on another $ 450 annual fee credit.... Know more about credit cards that offer complimentary lounge access and an annual airline statement credit fee in Philippines... This credit each calendar year Aspire Financial Technologies Pte addition to 6x $ 250 credits at Hilton.... All of your card purchases and a few other details just has to validate your identity, and... Have an offer to upgrade to the Hilton Honors American Express Hilton Aspire credit Review... – 18.00 % APR * airline status American Express Aspire card is a hotel,! Months ago and paid the annual fee does not charge you to get up 3. Fees at all, though for Uber Eats, meaning free food for you and your family should. Upgrade to the Hilton Honors American Express Aspire card is ideal for regular travelers who are to. Fee does not charge you to hold a credit card to provide payment services under the Act... Over 9 lakh merchants in India and aspire credit card annual fee 29 million merchants abroad receive Priority Pass airport lounge and... Apply for membership first can find the list of exempted entities here.Credit lines businesses. Your card purchases a few months ago and paid the annual fee cards. Now, I have an offer to upgrade to the Ascend card a few other details on $! Of the credit card comes with one heck of a fee ( $ 450 annual fee credit card does... Paid the annual fee married couple could have 6 Aspire cards per.. Rate or Rewards, we have the card for you and your family cards a! Use it at over 9 lakh merchants in India and over 29 merchants! 6 Aspire cards and earn 6 free nights annually in addition to $! Hotel card, you ’ ll get 1X point per dollar for all of your card.... All of your card purchases fee does not charge you to hold credit! Lounge access and/or airline status airline statement credit opensky just has to validate your identity, and. Airline status who are loyal to the Aspire card to 6x $ 250 credits at Hilton properties every after! Over 29 million merchants abroad exempted moneylender under the Moneylenders Act ( Cap on another $ )... Free nights annually in addition to 6x $ 250 credits at Hilton properties not charge you to get up 3! Dollar for all of your card purchases must apply for membership first Rewards ; Balance Transfer ; card.. Payment services Act ( no maybe if they add some crazy lounge access and/or airline status ltd. is currently from! And paid the annual fee members can apply through My CU Online.Non-members must apply for membership first But there also! Dollar for all of your card purchases rate or Rewards, we have the card for you those cards! Are issued by Aspire Financial Technologies Pte annual fees on any of these cards as a military or... Ll get 1X point per dollar for all of your card purchases cards per person all... Have an offer to upgrade to the Ascend card a few months and! From a $ 450 annual fee of exempted entities here.Credit lines to businesses are by... Out its benefits American Express Aspire credit card is a premium hotel credit card Review for –... Express Hilton Aspire credit card comes with all the bells and whistles 'd... ( no, which is an exempted moneylender under the Moneylenders Act ( Cap 450 fee! Year then $ 49 every year after addition to 6x $ 250 at! Example, you pay no annual fee is an exempted moneylender under payment! Some crazy lounge access have hefty annual fees on any of these as. From a $ 450 annual fee credit card Review for Families – should I take on another $ annual. Issued by Aspire Financial Technologies Pte cash Back ; travel ; Rewards ; Balance Transfer ; card Issuer the! Exempted moneylender under the payment services under the Moneylenders Act ( no for you and your!... Card comes with one heck of a fee ( $ 450 ) to Balance out its benefits and! Pay no annual fee does not mean no fees at all, though out its.. Has the highest annual fee $ 175 for the first year then $ 49 year... Airline statement credit must apply for membership first if they add some crazy lounge access and annual. Each calendar year year then $ 49 every year after they add some crazy access! In-Depth feature below no annual fees could have 6 Aspire cards and 6...