People should not be able to review when they have been denied seeing that they have no experience with the card. Delete Review. Within 14 days after you are approved. Compensation from affiliate relationships allow us to maintain and update our site. As seen on: Stay on top of industry trends and new offers with our weekly newsletter. The Destiny Mastercard is an unsecured credit card for those with bad to fair credit. Apply online or by phone. Even a secured card like Discover offers cash back program. Competition Sum Up - As far as fees go, the Digital Mastercard is pretty competitive with it's peers. Credit.com shows you the top credit card offers online. Please review the credit card applications for specifics into the terms and conditions. Destiny™ Mastercard® is a credit card issued by First Electronic Bank. Compensation may impact how and where we place products (for example, the order which they are placed on a category page). This … Destiny Mastercard Cons It doesn't matter what credit card you're considering, you're likely to find a handful of things that don't fit into the "benefit category." ... Get News, Articles, & Card Reviews Weekly . However, some of their peers like credit cards from Credit One and Continental Finance offer free credit scores. You may experience a hold of up to 14 days if Destiny needs to verify your funds. Fees - The Digital Mastercard has an annual fee of $59 to $99. Please enable Cookies and reload the page. Most credit cards targeting folks with bad credit do not have reward programs. Whether you’re looking for a rewards card or a card to help you build your credit history, you’ll find our top picks here. The regular APR is typical of a subprime card and we advise those who have this card to pay your bills in full every month rather than carry a balance. Many subprime unsecured credit cards charge a monthly maintenance fee on top of an annual fee. Another way to prevent getting this page in the future is to use Privacy Pass. Examples include Avant Credit Card, Upgrade Visa Card. Read honest and unbiased product reviews from our users. They do not charge any monthly maintenance fees or one-time application fee. Destiny™ Mastercard ... you can review the credit card terms and conditions on the issuer's web site. Performance & security by Cloudflare, Please complete the security check to access. This means anyone, regardless of their credit history, can apply for the card. Less than perfect credit is okay, even with a prior bankruptcy! This is very reasonable for a subprime credit card. While many credit card issuers have either stopped accepting applications or scaled back approval due to the Covid-19 pandenic, Genesis Financial Services has launched a new card called The Destiny Mastercard. Dec 01, 2020. tstrick1966. Our editorial and consumer star ratings are based on independent reviews and not influenced by compensation and affiliate relationships. If you are on a personal connection, like at home, you can run an anti-virus scan on your device to make sure it is not infected with malware. With a modest annual fee and manageable initial credit limit, the Destiny Card doesn’t care about your credit past – instead, it helps you focus on your credit repair journey. If you do not receive your card within 21 days after being approved, please contact our Lost/Stolen Department immediately at 1-888-260-4532. In contrast, Credit One and Continental Finance has mobile apps for their card members. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. You can call and request a PIN number to use your card at ATMs. Payment address: Genesis FS Card Services | PO Box 23030 Columbus, GA | 31902-3030. Depending on your credit score, you can pay either $59 annually or $75 for the first year, and $99 thereafter. You may need to download version 2.0 now from the Chrome Web Store. While our site reviews many cards, we recognize that we cannot possibly review every card on the market. our happy customers through the years :) all our reviews are 100% real and gathered by reviews.io a google certified and trusted review system leave us a review and get 10% discount code: click here There are also cards like Credit One Bank and Nascar that have annual fee ranging from $0 to $99. 33% 31% 20% 9% 7%. Numerous credit cards offer approval to people with bad credit, but few will do business with the worst of the bunch. Completing the CAPTCHA proves you are a human and gives you temporary access to the web property. 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